Wise vs Revolut for Digital Nomads: Which is Better in 2025?

Most nomads need both, but if you have to choose one for your savings, the answer depends on where you reside and which currency you hold.

The Quick Verdict

Choose Wise if...

✓ You handle 40+ currencies.
✓ You want the mid-market exchange rate.
✓ You prefer a simple "Asset" interest model.

Choose Revolut if...

✓ You want daily interest payouts.
✓ You need built-in travel insurance.
✓ You use crypto alongside fiat currency.

Deep Dive: Interest Rates (APY)

As of late 2025, Wise offers roughly 4.85% on USD balances via their Interest feature. However, Revolut can reach up to 4.75% or higher for Ultra plan members.

Fees and Spending Abroad

Wise is more transparent with its fees—you see exactly what you pay up-front. Revolut offers "free" exchanges up to a limit (depending on your plan), but watch out for weekend markups!

Ready to optimize your travel funds?

Start with a multi-currency account today.

Get Started with Wise